Amica Street Smart

Exclusively for Amica customers

Our free StreetSmart mobile app scores your driving for savings and rewards.

Get 10%
off now2

Enroll in StreetSmart for a 10% starter discount.
That’s on top of any other Amica discounts you get.

Earn up to 20%1
off later

Based on your driving, you can earn up to 20% off your customized Amica rate every time you renew.

Earn Amazon
gift cards and more3

Your every drive can earn you rewards. Redeem them for e-gift cards from Amazon, Starbucks, Apple and more.

How to get rewarded with StreetSmart

1) Sign up
Near the end of your quote, just say yes when asked if you want to sign up for StreetSmart.
‍
2) Download the app
StreetSmart is free in your app store. Get 10% off your current Amica rate just for registering it.²
‍
3) Drive
Keep your phone with you when you drive. Based on your good driving habits, you could earn additional savings.

No risk. Only rewards.

Your driving score will never impact your regular Amica rate, only the size of your next StreetSmart discount.¹

How your StreetSmart mobile app works

To reward all your good driving that usually goes unrecognized, it reviews:

Hard acceleration
Hard braking
Hard cornering
Speeding
Road segment type

Phone usage while driving:
- Phone motion
- Phone screen tapping

Compete against yourself and others

Compare your driving score with other drivers, get driving tips to improve it, and even compete to get on the best driver leaderboard.

See why 98% of Amica customers stay with us, year after year4

Amica is recognized as one of America's Best Insurance Companies by Forbes Magazine5

Financial stability you can count on

Your coverage comes with the added security of Amica's A+ (Superior) rating from AM Best, the insurance industry's leading independent analyst.⁶

StreetSmart Quick Answers

Q: What is StreetSmart by AmicaTM?

It’s an exciting new program from Amica designed to reward your good driving. It uses a free smartphone app that monitors your driving practices – and that can earn you rewards.

Q: How much can I save with StreetSmart?

As a new Amica customer you'll get an instant 10% discount just for signing up.2 Then your good driving can earn you up to 20% off when you renew.1 That's on top of any other discounts you’re already enjoying for things like having airbags in your car, paying your policy premium up front in full, or insuring more than one car.2

Q: How do rewards work?

You can earn rewards based on your StreetSmart driving score, updated in real-time in your app after every drive. These rewards can then be redeemed for e-gift cards from popular retailors like Amazon, Apple, Best Buy, GameStop, Sephora, Target, and more.3

Q: Can my driving behavior ever be used to raise my rates?

No. Your StreetSmart driving data will never be used to raise your rates. Your StreetSmart discount can vary based on your driving habits.

Q: What if I'm in a car, but not driving?

StreetSmart learns your individual driving style and common routes over time, and attempts to determine whether you are the driver or a passenger. You can update any trip in the app to reflect your status as driver or passenger. This helps StreetSmart's algorithms become more accurate.

Q: Do I need my StreetSmart app open when I'm driving?

No. StreetSmart runs in the background and records your trips automatically unless you switch to passenger mode, your battery level is less than 10%, or you uninstall it.

Q: How do I get started?

Just call us at 833-734-9321 or get your free quote and apply online. You can sign up to StreetSmart at the same time you switch to Amica. Then just download the free StreetSmart app from your phone's app store and register.

See all StreetSmart questions

¹ Discount eligibility starts at second policy period.
² Discounts may vary and not all participants may be eligible to receive a discount.
³ Choose from a wide selection of gift cards, a Visa card, or donate your rewards to a variety of charities.
⁴ As of Dec. 31, 2022, for Amica auto, home and umbrella policyholders.
⁵ Forbes Media LLC, exp. Dec. 15, 2024.
⁶ A+ (Superior) is the second highest of 13 company ratings. Ratings range from A++ (Superior) to D (Poor). AM Best's ratings measure an insurer's financial strength.

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